Archive for the ‘Payday Loan’ Category
First Ever Apples-To-Apples Comparison of Payday Lending and Bank Overdraft Services
17 Feb
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New Study Finds 4,547% Interest Rates on Bounce Protection Loans
WASHINGTON, DC – The median interest rate on bounce protection loans is in excess of twenty times that of payday loans concludes a study by Mark A. Fusaro, Department of Economics, East Carolina University. The independent study, “Hidden Consumer Loans: An Analysis of Implicit Interest Rates on Bounced Checks,” finds that “Payday lending attracts attention for its high interest rates, but bounce protection loans are much more expensive. When the amount ...
Help During Emergencies
13 Dec
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At any moment, something unexpected may happen and require you to dip into the money you have saved for such so called emergencies. Several of these unexpected moments and you are no doubt going to be feeling the crunch financially, which can only add to the stress and strain of ...
Cash for Staff
11 Oct
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Payday loans can really be a life saver when you need cash and you need it right away for something important. It is the quick cash you need now for something that can't be placed on the back burner until you find a way to pay for it on your own.
There are many reasons a person might need a cash advance and it is reassuring to know they are there to help you when help is exactly what you need. ...
Payday Loans ease a cash shortage
11 Aug
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You get the mail. As usual, it is predominantly bills, electric, gas, cable, and cell phone. Thankfully after last year's nightmare you were able to switch to budget billing for your utilities. A closer look at your cell phone bill and you realize that it is over triple of what it should be. You have gone long over your minutes and all the text messages. Perhaps you should have chosen to pay the additional five dollars a month for unlimited ...
Cash for Moving
16 Apr
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Whatever you want to call them they are a lifesaver as they can come in very handy at the right time. For one example, right now I am moving and need to get some help moving things so I will call a mover. ...
Cash for Moving
15 Apr
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Whatever you want to call them they are a lifesaver as they can come in very handy at the right time. For one example, right now I am moving and need to get some help moving things so I will call a mover. ...
New Years Resolutions
27 Mar
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With the New Year approaching, it is time to start thinking about your new year's resolution. This year is going to be the year that you really give it a lot of serious thought, and stick to it.
At the top of the list again this year is getting that gym membership you have been putting off and getting yourself back in tip top shape. It is going to be the year of a healthier and better you. You are a ...
Access to Small, Short-Term Loans Critical for Working Families
27 Mar
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Urban Institude report recommends better disclosures and increased competition to protect consumers
WASHINGTON--A new report by the Urban Institute finds that if payday advances are eliminated they “could be replaced by alternatives that make families even worse off.”
In “Enabling Families to Weather Emergencies and Develop the Role of Assets,” by Signe-Mary McKernan and Caroline Ratcliffe, the researchers find that low-income working families need access to small loans, such as payday advances, to help weather bad patches.
Instead of regulating prices charged on ...
Money for Dental Work
24 Mar
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At your last dental visit, you mentioned to your dentist that after several different attempts with many types of products aimed toward whitening teeth, you are yet to have any real noticeable whitening. His advice to you was to try the procedure done in his office using a relatively high concentration peroxide gel. The major benefit of having it done in a dentist office setting is that you will see significant color change in a short period of time.
It's only ...
Money for Dental Work
22 Mar
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At your last dental visit, you mentioned to your dentist that after several different attempts with many types of products aimed toward whitening teeth, you are yet to have any real noticeable whitening. His advice to you was to try the procedure done in his office using a relatively high concentration peroxide gel. The major benefit of having it done in a dentist office setting is that you will see significant color change in a short period of time.
It's only ...